Cart updated!

Image Upload

File size must be less than 350kb

You must have online publishing permission or full ownership of this image

File types (jpg, png, gif)






Log in to account

Email
Password


It appears you are using a very old version of Internet Explorer. This can cause many problems with pages including some layout issues. Please update your browser.

About Us

 

GJ Waters & Associates is a small, friendly local accounting practice dedicated to assisting with all your rural, business and personal financial matters.
 

From personal tax returns, to GST, succession planning, farming benchmarks, Self Managed Super funds and everything in between.
 

Why we're different

Over the years, we’ve learnt that growing a business requires a partnership between the owner and their trusted advisors.
 
GJ Waters advisors are accredited specialists, chartered accountants, registered company auditors and business advisors with in-depth knowledge of many industries including:

  • Retail
  • Service
  • Farming and much more

 

We are dedicated to helping the local community and support a number of local charities and sporting clubs.

 

 

 

 

The online revolution

With changes to technology, there are many bookkeeping and accounting options. Some have familiar names like Xero and Reckon Accounts. Others are more specialised and suited for agricultural accounting. Talk to GJ Waters about what program is right for you and how you can get a more granular look at your exact position, to help make those important decisions much easier.

 

 

 

 

Where we operate

With three offices in Hamilton, Coleraine and Casterton, GJ Waters covers a wide area of regional Victoria. We will also come to you.  
 
 

 

 

 

Put us to the test

If you are an individual or an existing small to medium business entity, or wanting to startup from scratch, get us on your side.

 

We provide a full range of accounting services for individuals and small to medium business entities.
 

Our Team

Geoffrey Waters FCA

Chartered Accountant

About

Geoffrey Waters FCA

Chartered Accountant

Geoff has been practicing as a Chartered Accountant since 1980.  Over the years, his skills and experience has lead him to specialise in offering income tax advice and business service advice to primary producers and other businesses.

 

One of Geoff’s most career satisfying tasks is helping and encouraging people with their new ventures to turn a business dream into a viable business.  Another more demanding role he enjoys is to help families achieve a succession plan where all family and business partners are positive in the outcome.

Jodie Brewster CA

Chartered Accountant

About

Jodie Brewster CA

Chartered Accountant

Jodie has been working in the accounting industry since 1998. She began her career in Traralgon, and then moved to Melbourne to complete her Chartered Accountant qualifications.  Jodie moved to the area and began working in Hamilton from 2006 to today.  

 

Jodie has experience in business advisory, taxation, superannuation, business restructures, deceased estates and many other facets of the accounting industry. Jodie is RG146 SMSFPA Accredited.

 Amanda Hayes

Chartered Accountant

About

 Amanda Hayes

Chartered Accountant

Amanda is currently enrolled in the Chartered Accountants Program, after successfully completing a Bachelor of Commerce degree. Amanda has over 10 years experience in accounting services. Along with preparation of tax returns, financial statements and BAS’s, Amanda is available to advise clients on setting up new businesses, tax planning, budgeting and a range of taxation and business issues.

Alex Richardson

Accountant

About

Alex Richardson

Accountant

Alex grew up in Casterton, before heading across to Adelaide to study his Bachelor of Commerce (Accounting) at Flinders University in 2009. Alex joined the team at GJ Waters & Associates in April 2013 as a Graduate Accountant. Alex is currently studying the Chartered Accounts program & RG146 SMSFPA Accreditation. Along with preparation of tax returns, financial statements & BAS’s, Alex is available to advise clients on setting up new businesses, tax planning, budgeting & a range of taxation & business issues. Also for all your software needs (Xero, Reckon, Myob, Inuit & Banklink) speak to Alex. Alex is a keen  sportsman & senior football coach at the Coleraine Football Netball Club. No doubt you have seen Alex (& wife Carlie) walking around town on a daily basis with their two Huskies.

Jane Champness

Accountant

About

Jane Champness

Accountant

Jane has a Bachelor of Business, with over 30 years experience in the accounting and bookkeeping field. She is married and has 2 children. Jane not only works closely with clients from the Primary Production sector, but also the building, retail and trades industries. Jane is available for all your compliance needs as well as taxation planning and advice, including the most appropriate bookkeeping system for you enterprise.  She is Xero Certified and familiar with other accounting programmers.  Jane enjoys a fine sunny day spent hiking, running or cycling in this beautiful part of the world.

Ellie Duffy

Junior Accountant

About

Ellie Duffy

Junior Accountant

Ellie works in our Hamilton Office as a Junior Accountant. Ellie is involved in the preparation of financial statements and tax returns for both individual and business clients. Having experience with BankLink, Quicken, Quickbooks, MYOB and Xero programs, she is able to assist clients with their bookkeeping and BAS preparation. Ellie enjoys her sport, playing netball and basketball in her spare time.

Henrike Milne

Graduate Accountant

About

Henrike Milne

Graduate Accountant

Henrike Milne has joined our team as a graduate accountant. Henrike is doing further study to become a Chartered Accountant. She lives with her husband and two kids on a farm near Coleraine and enjoys horse riding in her free time.

Andrew Ball

Graduate Accountant

About

Andrew Ball

Graduate Accountant

Andrew Ball is our last appointed graduate who joined our team on the 31st January. Andrew’s parents operate a mixed farm south of Hamilton and he brings youth to the team.  Andrew enjoys most things in life from competing in sport to catching up with mates. Growing up on a farm has left him with interests in that area as well, so returning to Hamilton was always on the cards.

Carolyn Waters

About

Carolyn Waters

Carolyn has worked in accounting offices for 30 years.

 

She has gained much experience with QuickBooks, Quicken, MYOB and payroll.  Carolyn is happy to visit clients on-site for all their bookkeeping queries and assistance.

Judy McDonald

About

Judy McDonald

After 20 years in the banking industry, Judy has also accumulated 10 years experience in administration and bookkeeping for self managed superannuation funds.

 

Judy is able to work closely with your existing financial planner to meet all of your self managed superannuation fund needs.

Jacky Luhrs

Receptionist

About

Jacky Luhrs

Receptionist

Jacky is Hamilton’s receptionist. Jacky comes from a finance background having worked in the Banking Sector in various roles for 14 years and then a further 15 years at the local Shire.

 

Jacky is more than happy to help with any of your queries or if wound appointments, call Jacky in Hamilton

Robyn Winch

Office Manager

About

Robyn Winch

Office Manager

Robyn is Casterton’s office manager.  She has accumulated 13 years experience in administration, BankLink, Business Activity Statement and taxation return preparation.

Tania Richardson

Clerical Support

About

Tania Richardson

Clerical Support

Tania Richardson is a reception and clerical support person for the Hamilton and Coleraine office (currently working every Monday in Coleraine). Tania has many years experience in professional office and is a great contributor to our team with her pleasant and friendly nature.

Farm Business Succession Planning

Succession planning for farmers can be difficult and at times stressful, however it is very important. Often different members of a family have varying goals and expectations when it comes to their inheritance. Sometimes planning can seem like a huge task with too many different decisions to be made which risk conflicts and disagreements. This is why succession planning should be discussed early and regularly so that all family members know what is to be expected.


Succession involves far more then just transferring assets, it is an evolving process as the current owner winds down and the next generation steps in. This can cause tension within the family among siblings if one child is taking over the farm or with the parents as letting go is not easy. This is why open dialog and constant discussion is so important.


Generally, a plan will be put in place now in order to achieve succession at some time in the future. If you are not considering moving assets to the next generation at present, you should always be mindful of preparing for succession in the future.
 
At GJ Waters & Associates we understand farming businesses and the issues that arise in forming a succession plan.

 

There are a number of steps to a succession plan:

  • Work out your current situation.
  • Work out and discuss the goals, objectives and individual needs of the various family members involved.
  • Plan to...

    View Full Article